I might have the best story.
Bought a 07 Overland Nov 30, due to my 99Disco starting to seep a bit too much coolant.... Wife 8 months pregnant, 3 year old at home and I travel.
1st snowfall 6 days later the XK gets rear ended with all my people on board. Took it to the insurance companies service center of the ding dong who rear ended us, because they had the rental there, etc. (of course now I realize that almost every body shop can arrange to have a rental available)
Long story short, about 80 phone calls to fix @$1,000 worth of damage and just got the truck back last week.....
Calls every day, every excuse possible, pregnant wife pissed at home, didn't want to drive the Magnum rental, collateral damage on my main vehicle' rims from my wife curbing it....Finally I attempted to pick it up after it had been "quality checked", and sharpie pen marks still on uncompleted work from six weeks before.....
Good news is everyone is healthy, but what a PITA! And I need a new rim on our other vehicle!