Hey man, I'm a professional painter at a collision shop with 19 years experiance. The bumper covers DO NOT come pre-painted from chrysler. The only way you could get one already painted would be used,from a salvage yard, or on Ebay, or whatever. You wont have much luck there either. I have seen various bumper covers retail anywhere from $300 to $2000 depending on vehicle. I haven't checked, but I would be willing to bet it will be at least $500 just for the new cover. Then you have to get it painted, which will probably be another $250 to $300. Labor is not cheap, and materials are also pretty expensive. If you dont have a bad driving record, and haven't filed a claim before, your rates shouldn't go up, but you never know what an insurance company will do, as they are all a bunch of crooks, as far as I'm concerned. Look at it this way, you spent a lot of money for the Jeep to begin with. It's a pretty big investment, right. Why not go ahead and get the repair done properly by a professional shop? You will be much happier in the long run. I busted up two wheels and tires on my Commander and filed a claim with State Farm. My rate never changed, but I've been with State Farm since 1986 and had never filed a claim before.
Last edited by Smitty1970; 03-14-2009 at 09:57 PM.